The Sunk Cost Fallacy| in 2019 Let it go!

Reading Time: 5 minutes The Sunk Cost Fallacy – Let it go! Success in the area of personal finance is much more about behavior and habits than it is about math or head knowledge.  Sometimes the behavioral aspects are pretty obvious, like using a budget, living on less than you make, and getting out of debt.  But sometimes the […]

Should I borrow against my 401k in 2019?

Reading Time: 3 minutes Should I borrow against my 401k   Should I borrow against my 401k? If you’re strapped for cash, for whatever reason, you may be tempted to take a loan out against your 401(K)?  Everybody tells you that’s the way to go, because you’ll be paying yourself back with interest!!  Woo hooo!!  What a deal, right? Well, no, not […]

13 Reasons your Budget isn’t Working in 2019

Reading Time: 4 minutes 13 Reasons your Budget isn’t Working (aka excuses!)   1.) You aren’t doing one. In your head doesn’t count.  It has to be written down (pencil and paper, or a computer program or spreadsheet, or in a phone app like Every Dollar).  I’ve heard way too many people SAY they do a budget but are […]

Attorney fee’s? | How to come up with them in 2019?

Reading Time: 7 minutes Attorney fee’s: How to come up with them?   How do I come up with the money for attorney’s fees? This is a little longer than my usual blog article, but it’s important.  So sit down and pay attention, please. No matter which side of a separation or divorce you are on, the financial strains […]