Financial Coach or Financial Advisor…what’s the difference?

A financial coach meeting with a client.

Reading Time: 4 minutes Financial Coach or Financial Advisor…what’s the difference?   We financial coaches are often confused with other professionals like investment advisors, credit counselors, and insurance agents.   The confusion happens primarily because the field of financial coaching is relatively new…. the last couple of decades at best.  With the field of financial coaching exploding in the…

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Pro-Se Definition | What is it?

Individual filling out paper for court when they are representing themselves pro se.

Reading Time: 6 minutes Pro-Se Definition   You may have found yourself in a situation where you were short on legal options. Either you don’t have the money to hire an attorney  or simply couldn’t find someone willing to take your case. So, in this article, we are going to talk about the definition of Pro- se.    While…

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12 Step Programs | Is there a better way?

Someone free from addiction. By applying God's word and a 12 step program you can become free from substance abuse issues.

Reading Time: 7 minutes 12 Step Programs   In this post, I’m going to share with you a little from my experience with 12 step programs and why they are not for me. ( and hopefully you too)   My desire is for you to become clean and sober no matter which path you take. So please, take what…

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Your budget | How to defrag it

A computer with images on the screen representing how your budget can become disorganized.

Reading Time: 4 minutes Defrag your budget   I’m probably showing my age, but over the years I got very used to “defragging” my computer’s hard drive on a regular basis.  But ever since my way-smarter-than-me son-in-law Caleb set me up with a new computer with a solid-state hard drive, that process is no longer necessary.  So I haven’t…

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Sinking Fund Part 2

Nuts and bolts meaning the basics of a sinking fund.

Reading Time: 6 minutes Your Sinking Fund Nuts and Bolts… ….so you don’t get screwed up.  Sorry for the bad pun. My first installment was more the “why”, and this will be the “how”. If you haven’t read that first one, do it now or this one won’t make much sense to you. Here’s the last article on the…

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